Know What You Should Do If a Debt Collector Has Sued You

If you have a valid debt and the collection agency isn’t doing anything to breach the FDCPA, then merely paying the debt is the best choice. This choice really just provides benefits. First, you get rid of the debt and then the collector’s endless phone calls won’t take effect. There have been reports of debt collectors seeking to recover debts already paid; advise them to stop if this happens to you, and then sue if it occurs. Do you want to learn more? Visit this page

If a debt collector uses unethical collection tactics to reach you, such as harassing phone calls, calling at all hours of the day and night, contacting your neighbours or co-workers, or calling your mobile phone without permission. If all these abuses are intentionally committed by a debt collector, they are obviously dishonest, and why should you trust them to treat your money correctly and credit your account? Shouldn’t you.

A good choice if you’re in this scenario is to look into filing a case against the abusive collector. Suing provides the best hope that the abuse will end and any damages you might be entitled to will be obtained. The downside is that if you’re not prepared to see it all the way through to trial, a case is a very serious matter and should not be entered into.

You can consult an experienced consumer lawyer if you have further concerns about how to get a debt collector to avoid calling you. If it’s paying the debt, sending a cease and desist letter, or suing the debt collection agency, an attorney will advise you on what your best choice is.